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Our Commercial Insurance Department specializes in the business exposures of our clients, providing access to domestic and international insurance markets, excellent client service and sophisticated risk management programs.
We've long practiced a team approach to account management. As a client, you will be served by a dedicated team of specialists who understand your business and your industry. Your account manager serves as your primary contact while other team members are dedicated to specific support duties. Other account managers are prepared to provide back up at any time. All of our employees participate in continuing education to ensure that they are knowledgeable in the latest options and strategies available to our clients.
As part of our commitment to provide you with the best service and the most appropriate coverages for your enterprise, we conduct a thorough analysis of your operations and potential exposures. This process requires your involvement and a commitment of time to work with our staff. The resulting information enables us to present your company most advantageously in the insurance marketplace. We are also able to incorporate your company's risk management philosophy into your customized program.
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Standard coverages are the primary method of risk transfer in the insurance business. However, the industry is constantly evolving to meet the changing needs of business owners. Some of the specialty coverages we provide for our clients include: credit insurance - to insure potential bad debts; equipment breakdown - insurance to consolidate your equipment maintenance costs; and "hedge" insurance - to protect you from industry price swings.
In the past, many operational exposures were considered uninsurable. Today, the "enterprise risk" philosophy creates coverage for many nontraditional risks that your business enterprise faces. With access to these and other innovative insurance products, we can develop a program that best suits the needs of your business.
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Surety Expertise
Our Commercial Insurance Department also has the skill and experience to place any bond you require, from a small Fuel Tax or Sales Tax Bond to Performance and Payment Bonds for multi-million dollar projects. Our bonding programs give our clients the necessary security so that they can confidently pursue both standard and unusual projects. We've had a great deal of success in securing bonds that are competitively priced--another advantage for our clients.

Please call Winn & Co. at 1-800-559-WINN for all your insurance and surety needs.
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